When the recession hit back in 2008, the foreclosure crisis was just one of the outcomes. And while the recession has past and the housing market is recovering, thousands of Americans are still in danger of losing their homes. Six years later, researchers are still learning about the economic and social impact that losing a home can cause. For instance, a number of studies have shown connections between foreclosure and physical and psychological problems. Even more recently, a study suggests a link between higher foreclosure rates and higher suicide rates.
The study Two sociology professors, Jason Houle from Dartmouth College, and Michael Light, from Purdue University recently published a study that examined statistics regarding foreclosure, unemployment, and suicide rates. The results were alarming. The study concluded that even when taking into account other socioeconomic factors such as unemployment, a higher foreclosure rate was still linked to a higher suicide rate. Across the nation the states with the highest foreclosure rates tended to have the highest suicide rates as well.
Middle aged at greater risk One of the most interesting discoveries in the study was which demographic experienced the greatest increase in suicide rate. While it isn't surprising to see an increase in suicide during an economic downturn, it is much more common to see an increase in the suicide rate of the elderly. This study found that the suicide rate had increased most dramatically in the middle aged group most likely because they were the most likely to own a home and still have a mortgage to pay off. The study claims that foreclosure probably accounts for approximately 20% of the suicide rate increase. The other 80% of the increase was a result of other socioeconomic factors like a higher unemployment rate.
Get help According to Houle and Light, “"losing key assets and wealth close to retirement age is likely to have a profound effect on the mental health and well-being.” Indeed the situation can seem hopeless when foreclosure is looming. However, there is help available. If you've exhausted your options such as a loan modification or short sale, an experienced attorney may be able to assist you in getting your bank to work out an arrangement that will allow you to stay in your home.
Business, real estate, and bankruptcy law and litigation news brought to you by mbblegal.net Source: sfgate.com/realestate/article/More-foreclosures-more-middle-aged-suicides-5505307.php
For those whose who have neck pain, stiff neck, and numbness and tingling in the arms, and travel a lot, a neck pillow is a must or necessity at least. Today I am going to tell you how to choose the right neck pillow based on your needs. There are many different kinds of pillows online and it can be very disheartening to choose the perfect one.
There are many factors to choosing the right neck pillow for your needs. Here are some important factors to figure out the right neck pillow for you:
Do you do a lot of traveling?- If you are one of those people who are putting a lot of miles on frequent flier program, you may want to consider a travel neck pillow. A travel neck pillow is often U shaped. It can be used while you are sitting waiting for your airplane, or sitting on the airplane. A good travel neck pillow will now allow you to sleep upright without straining your neck to the side or going backwards. It is necessary to have a neck pillow for a long journey in good looking. Try to find some lovely or decent ones, such as a nici neck pillow & cushion with different patterns, which is decent with high quality.
• Do you have mild-moderate neck pain and need a support while sleeping? - There are many cervical pillows online that are perfect for support. Often these pillows will have an indentation in the middle of the neck pillow and wings on the side- allowing you to sleep on your side or on your back. For a good support neck pillow check our Arc4life's Linear Gravity Neck Pillow
• Do you have a "military neck"?- This is a diagnosis in the neck- what it means is the a cervical spine is straight and not curved in a "c" position like a normal neck curve. This is often seen on a lateral cervical x-ray. In this case, a traction neck pillow will be a good choice for you. Although this type of a neck pillow can take a while to get used to, providing that extra stretch in your neck will give your neck the traction it needs to be in the proper cervical lordosis, thereby giving your neck pain relief. The Cervical traction Neck Pillow is a great traction neck pillow that is Doctor recommended for neck pain and stiffness
• Are you buying a pillow based on your frame?- Are you 4'11 and petite framed individual? Or perhaps you are a 6'2 college football player. Either way, the average medium sized neck pillow is not going to be a good fit for you. There are good support neck pillows on the market today that come in a variety of sizes. The Linear Gravity Neck Pillow comes in 3 sizes- small, medium and large. The small size pillow is perfect for people who are of height 5'0" or less and the large linear gravity is good for people over 6'0. This is a good support pillow that can be used by side and back sleepers.
• Are you looking for a particular filling for your pillow?- Are you allergic to fiber or foam and are looking for a specific all natural filling? Buckwheat neck pillows have become very popular. The natural filling of this kind of pillow has some advantages over conventional fiberfill, foam, or feather fillings. The most important quality for the relief of pain is that the material conforms to the exact contours of the head and neck providing support. This means that you have the same amount of support in all areas minimizing the stress on all areas of support. Other filling materials which compress, try to recover their original shape and this puts stress on the muscles of the neck. Other advantages of the buckwheat hull filling are the "cool in the summer, warm in the winter" insulating properties, the ability to adjust the size to your individual needs by removing or adding back filler so the pillow fits you just right. Check out Original Buck Wheat Pillows for more information.
• Are you looking for a pillow for headache relief?- A neck pillow specially geared for relief of headaches must be one that targets the cervical paraspinal and suboccipital muscles of your neck. Also, if the pillow has an element of cold therapy that will make it ideal for a headache pillow as well. The Headache Ice Pillo can be used to target migraine and tension headaches. It allows you to use medically recommended cold pack for those acute painful conditions or gives your muscles a chance to relax.
Yesterday night, as I was sitting down to eat dinner (about 8pm local time) my brother and I heard what we thought was thunder and he then went outside to make sure things were covered up so no tools or lawnmowers would get rained on. It wasn't until more than an hour later we saw on the news about what happened in West. http://www.kxxv.com/category/262625/fertilizer-plant-explosion
West is about 60 to 70 miles as the crow flies from where I live. My heart goes out to those injured, those working the scene, those lost and those who lost family.
I disappeared for what, a year? Two? Been rooting around drawing comics and trying to make enough money to keep the bills paid. Haven't had a lot of time for foruming and networking outside of the Twitter and stuff.
I have the first issue of Sharkpony and the Glitter Riders drawn, if anyone remembers that from way back. Hoping to have a Kickstarter up and running by the end of the year.
Been sick recently, have a doctor's appointment tomorrow now that I have enough cash on hand to go. Time to get back to work to make up for the money I'm about to spend at the Dr's.
Hiding in the basement. Reading everything I can. It's a lot to take in. What happened. The aftermath. The craziness. The lingering fear. I'm still spooked, even if I wasn't hurt. At least the books offer hope. As do the folks of whitechapel. Things can get better, perhaps. At least now, unlike childhood, I have people who support me, stuff to read to help me get mind around things. The family says I shouldn't spend money, but written words....have been my way as much as art has of making sense of things. Like art, it's a non threatening way of learning and figuring crud out. I need words. Books. Art.
I was going through a box of old comics, like you do. Pre-Crisis DC's, 1978 or so. And I remember the Crisis, the first one, when it came out. I was fifteen, sixteen. And I remember the aftermath of the Crisis.
I was at a comic show, not quite a convention, more just a bunch of dealers with longboxes on tables. Byrne had just rebooted Superman and two older fans were talking about it. These guys were comic fans, man - you could tell. Only comic fans could have beards like theirs.
So they're talking about Superman and what was lost - all the crazy kryptonite, his years as Superboy, Kara (*sniff* Kara ...) Krypto (*SOB!* KRYPTO!) Beppo, Comet, Streaky. The Superman Robots. Kandor.
And I'm eavesdropping but I butt in and we all start talking. I love the old stuff I say but I kinda like the new Superman.
One guy looks at me and says "Kid? Forget DC Comics. They're finished. They're broken. This is only the beginning. They're just bring all that crap back but with a 'FRESH NEW SPIN!' And then they'll wipe the slate clean again and do it AGAIN. As many times as they need to. Get ready, Marvel's gonna do it too. Marvel might do it better but I doubt it. They'll just wipe the slate clean and start again. " "Wipe the slate clean and start again." his friend repeated, in a sing-song voice. And they both wandered away, repeating "Wipe the slate clean and start again." And laughing.
I've been, like many of you, battling depression, on and off, all my life, it seems. (Too many commas in that last sentence but there it is.) I don't take medication for it - I won't. (I've seen what anti-depressants have done to people I know and love. I have no faith whatsoever in doctors or the medical establishment - they're all bean-counting Mengeles with a Superiority Complex that's based on the fact that they stuck it out through school.) But now I'm faced with uncertainty. Perhaps I should reassess my opinions.